Critical illness insurance coverage helps pay the prices associated with surviving a life-altering illness. Deductible : The amount that the insured must pay out-of-pocket earlier than the well being insurer pays its share. Bills typically lined are hospital room rent fees, operation theatre fees, ICU fees, doctors’ session fee, surgery costs, and other important bills like blood, anaesthesia, oxygen, and many others. Among the many ULHPs available in Indian market, ICICI Pru’s Well being Saver, LIC’s Health Protection Plus, Birla Sunlife’s Saral Health and IndiaFirst’s Cash Back Well being Insurance Plan are a couple of huge names. For example, the member might have to pay 20% of the cost of a surgical procedure over and above a co-payment, whereas the insurance coverage firm pays the opposite eighty%.
Please be aware this comparison system is a information only. Editor’s Note: This publish was initially revealed in February 2012 and has been … Read More